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These are the most typical questions I get from  taxpayers with IRS tax problems.  If you have any others, please let me know:

Q: Can the IRS take my property or garnish my wages without any warning to me?

A: Absolutely not! However, if you ignore them, they can and will do that. The IRS is required to give you very adequate warning of their intended actions, and give you plenty of time to respond appropriately and reach a “settlement” on your IRS tax debt.

Q: How difficult is it to reach a “settlement” with the IRS?

A: In most cases, it’s not difficult at all, if you know the rules and are proactive about doing what is required.  If you really want to resolve your IRS tax debt problems, the sooner you begin, the better.  Procrastination can only hurt you!

Q: What does the term, “settlement”, mean? Does it always mean that the IRS will accept less than what I owe?

A: The IRS rarely accepts less than what a taxpayer owes. If they do, it’s done through the "Offer-In-Compromise" (OIC) process, which is extremely time consuming, and meant to help only those taxpayers suffering the greatest hardship. Aside from an OIC, the term, “settlement”, can mean an “Installment Agreement” or a status called “Currently Not Collectible”.

Q: Why are there so many companies advertising on T.V. and radio, claiming to help settle IRS tax debt problems?

A: Because it’s easy to do, and there are around a million taxpayers every year who are scared and believe they need to hire someone else to represent them.

Q: Do those companies have any “special, inside knowledge” regarding the IRS which allows them to do something that most taxpayers can’t do by themselves?

A: Absolutely not? They can NEVER do anything that a taxpayer can’t do him- or herself to resolve their IRS tax debt problems.

Q: If it’s so easy, why do they charge so much?

A: First, because they can. They scare people into believing that it takes special knowledge to reach a tax debt settlement with the IRS. And secondly, because they need to in order to pay for all of their advertising.

Q: What’s the "real story" on those companies that advertise on T.V. and radio, promoting themselves as “tax settlement firms”?

A: Go to, “RipoffReport.com”, or do a Google search, “Tax Settlement Scams”.